Debate Ignites: Should Drinkers Face Higher Health Insurance Premiums?
2025-01-03
USA TODAY
The US Surgeon General's warning has sparked a heated debate on whether individuals who consume alcohol should pay more for health insurance. With a growing body of medical evidence linking excessive drinking to various health risks, the question arises whether it's fair to charge drinkers higher premiums, similar to smokers. As health insurers are allowed to charge smokers more in monthly premiums, the same principle could be applied to drinkers, potentially leading to higher costs for those who consume alcohol regularly. This move could encourage responsible drinking habits and offset the financial burden on the healthcare system, while also emphasizing the importance of health and wellness.