TIPSLIFEHACKS

For many, the dream of a relaxed, idyllic lifestyle feels out of reach, especially when considering the cost of living. But for Phoebe Merrick, 22, and her partner Reuben Sandoy, 29, that dream is a reality – and it's being lived out in New Zealand's stunning Bay of Islands, often dubbed the 'Hamptons of New Zealand'.

Phoebe, an American originally from the bustling United States, made the leap to New Zealand to join Reuben, who grew up amidst the region's breathtaking scenery. Together, they've built a life for themselves, managing to thrive on a combined income of $132,000 NZD (approximately $80,000 USD). While the cost of living in this sought-after area is undeniably high, they believe the unparalleled lifestyle is worth every penny.

The Allure of the Bay of Islands

The Bay of Islands is renowned for its pristine beaches, turquoise waters, and lush landscapes. It’s a haven for outdoor enthusiasts, offering opportunities for sailing, fishing, kayaking, and exploring the region's rich Maori heritage. This vibrant community attracts both locals and international visitors, contributing to its reputation as a desirable place to live.

Making it Work: Budgeting and Lifestyle Choices

Living comfortably on $132,000 in an area known for its high prices requires careful budgeting and conscious lifestyle choices. Phoebe and Reuben have adopted a strategic approach, prioritizing experiences over material possessions. They've made smart decisions about housing, opting for a modest but charming property that suits their needs without breaking the bank. “We’ve really focused on what’s important to us,” Phoebe explains. “Experiences, travel within New Zealand, and enjoying the outdoors are our priorities.”

Their spending habits reflect this philosophy. They frequently cook at home, taking advantage of the region's fresh produce and seafood. They also embrace free or low-cost activities, such as hiking, swimming, and exploring local markets. While they occasionally indulge in restaurant meals and entertainment, they do so mindfully, ensuring it aligns with their overall budget.

Challenges and Rewards

Of course, life in paradise isn’t without its challenges. The high cost of transportation and utilities can be a strain, and finding affordable healthcare is a concern for many New Zealanders. However, Phoebe and Reuben remain optimistic, focusing on the numerous benefits their lifestyle offers.

“The slower pace of life, the friendly community, and the incredible natural beauty make it all worthwhile,” Reuben shares. “We feel incredibly grateful to be living here.”

Lessons for Aspiring Expats and Minimalists

Phoebe and Reuben’s story serves as an inspiration for those dreaming of a simpler, more fulfilling life. It demonstrates that with careful planning, smart choices, and a willingness to embrace a new culture, it's possible to achieve a high quality of life, even in a relatively expensive location. Their experience highlights the value of prioritizing experiences, embracing minimalism, and appreciating the beauty of the natural world.

Ultimately, their decision to trade the hustle and bustle of city life for the tranquility of New Zealand’s ‘Hamptons’ has proven to be a rewarding one, proving that sometimes, the best investments are in experiences and a relaxed lifestyle.