E-commerce Boosts MSMEs' Access to Finance and Collateral-Free Loans
2025-03-27

Business Standard
A recent survey highlights the significant role of e-commerce in helping Micro, Small, and Medium Enterprises (MSMEs) secure finance and collateral-free loans. In contrast, non-integrated MSMEs in India face major challenges in accessing markets and finance, hindering their growth. E-commerce platforms have emerged as a game-changer, providing MSMEs with digital marketplaces and access to financial services, including online loans and digital payment systems. With e-commerce on the rise, MSMEs can now expand their customer base and increase their revenue, ultimately driving economic growth. Key factors such as digital transformation and financial inclusion have become crucial for MSMEs to thrive.