TIPSLIFEHACKS

Summer's here, and while it's a time for sunshine and relaxation, it can also be a great opportunity to top up your finances. Jeanne Thomas from the Bank of North Dakota shares some smart and creative ideas to earn extra cash this summer. Whether you're a student, a parent, or just looking for a little extra spending money, these tips can help you make the most of the warmer months.

Why Earn Extra Cash in Summer?

Summer often brings lower expenses – kids are out of school, meaning less childcare, and you might be spending less on heating. This makes it an ideal time to focus on boosting your income without disrupting your routine too much. Plus, summer offers unique opportunities for seasonal work and side hustles.

Creative Ideas for Summer Income

• Seasonal Jobs: Think beyond the typical retail roles. Consider working at a local pool, amusement park, or campground. These roles often offer flexible hours and a fun work environment.
• Freelance Services: Got a skill? Offer it! Writing, graphic design, web development, social media management – the possibilities are endless. Platforms like Upwork and Fiverr can help you find clients.
• Tutoring: Summer is a great time for students to catch up or get ahead. If you excel in a particular subject, offer tutoring services to local students.
• Lawn Care and Landscaping: Many people are busy during the summer and appreciate help with their yards. Offering lawn mowing, weeding, or other landscaping services can be a profitable venture.
• Pet Sitting & Dog Walking: With more people travelling, the demand for pet care services increases. Advertise your services to friends, family, and neighbours.
• Selling Unused Items: Declutter your home and sell items you no longer need on platforms like Gumtree or Facebook Marketplace. It’s a quick and easy way to earn some extra cash.
• Crafting and Selling Handmade Goods: If you’re crafty, consider selling your creations at local markets or online.

Manage Your Finances Smartly

Earning extra cash is only half the battle. It's important to manage it wisely. The Smart With My Money website, a state-supported resource, offers valuable tools and information to help North Dakotans understand and manage their finances better. From budgeting tips to debt management strategies, it’s a great place to start.

Key Takeaways

• Summer provides unique opportunities to earn extra income.
• Explore seasonal jobs, freelance services, and side hustles.
• Utilize resources like Smart With My Money to manage your finances effectively.

Don't let the summer pass you by without taking advantage of these income-boosting opportunities. With a little creativity and effort, you can make the most of the season and improve your financial well-being.